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2026 Housing Forecast: What to Know About Rates, Sales, and Timing

Insights from expert real estate economist Matthew Gardner of Gardner Economics and what they mean for today’s market
Erin Corwin  |  January 13, 2026

As we move through 2026, many buyers and sellers are watching mortgage rates and wondering what comes next. In this forecast, Seattle-based real estate economist Matthew Gardner of Gardner Economics shares a grounded outlook on sales activity including an expectation that home sales could increase by about 7% nationally, along with insights on pricing, competition between resale homes and new construction, and why a slight dip in rates may not mean what people expect. What happens if rates ease, and what does that really mean for buyers and sellers? A thoughtful watch for anyone navigating today’s housing market.

 

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